Thursday, February 13, 2014
Wednesday, February 12, 2014
Home Showing Activity!! How Many Homes Are being looked at in Onslow County??
Tuesday, February 4, 2014
Buying a Home? What's the difference in PreQualification with a bank and a PreApproval??
PRE-QUALIFICATION VS PRE-APPROVAL
These are two of the most commonly asked questions from first-time and experienced home buyers alike. One of the best places to start is by getting pre-approved by a lender up front in the process. Not only does it give you peace of mind knowing your price range is already pre-approved by the lender, but it also strengthens your position at the negotiating table, especially in a multiple offer situation. Some lenders offer pre-qualifications and pre-approvals. Here’s the difference:
How do I know what price range to look in?
Pre-Qualification
Provides a ballpark estimate of your buying power and is based on summary information you provide on your income and assets. It also requires a satisfactory review of property, financial documents, and program requirements to ensure final approval. Pre- qualification is offered by most lenders.
Pre-Approval
Provides proof to Real Estate Agents and sellers that you’re pre-approved for a specific loan amount and is based on verification of your income, credit, and assets. It requires a satisfactory appraisal and title review and no change in financial condition for final approval. As a service to you, Movement Mortgage offers pre-approval before you find a home — at no cost!
Wednesday, December 25, 2013
Tips for Selling a home During the Holidays!
For more information, or to see what your home is worth, contact us: (910)378-9410
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Monday, December 16, 2013
10 Things You Should Know Before Buying a Home!
10 Things You Should Know Before Buying a Home
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Monday, November 4, 2013
Top 20 Communities Shown in Onslow County in October!!
Tuesday, September 24, 2013
Should I Rent or Should I Sell?????
- Leave all your emotions at the house when you move out. - That may sound harsh, however the majority of the time people will not maintain your home the way you do. When you rent/lease your home, it becomes an invest property and decisions made about the home need to be treated that way. Meaning, if something gets broken the questions are: Who's responsible for making the repair? How much will it cost? How can we prevent it from happening again? and NOT Why did they break it? It took a whole weekend to put that in and we loved that!!
- Don't rent it yourself, select a property management company you are comfortable with. - Today you need a property management company to screen potential tenants, verify rental history, make sure payment is collected each month, complete inspections on the property periodically on your behalf, be on call for maintenance issues and have a pool of contractors that are reasonably priced. Not to mention the trust account requirements and differences in lease agreements property management companies use that are designed to protect YOU the owner.
- Establish a separate account for the property. - This will enable you to have a savings for that specific property to pull money for maintenance/repairs or times the property is vacant.
- Think about refinancing. - Look at the current interest rate of your mortgage, if it is more than 1% of today's rates, you may want to consider refinancing to bring your payment down. This will add a little to the principle balance owed on the loan (approx 2% of the loan), but will bring your monthly payments down so you can net more each month (I've seen this reduce monthly payments by $100-$200). You can contact a lender HERE to get started with refinancing or to just find out if it is the right thing for you!






